We have developed this Benefits Hub for
you as a one-stop-shop
for all of your year-round benefits needs.
Get access to things like plan documents, contact information, plan information, helpful compliance notices & more!
To get started, click a Plan Icon or just continue scrolling.
You must enroll in or decline benefits during Open Enrollment!
We are offering you 2 Aetna plans: the PPO w/HSA Plan.
20% after deductible
$1,750 (I) / $3,500 (F)
$15 after deductible
$1,500 (I) / $3,000 (F)
If you choose the Aetna PPO with HSA, your 2021 prescription drug program is with
Get access to national and regional pharmacies in-network such as Walmart, Walgreens, CVS, and more!
Find a pharmacy now →
A health savings account (HSA) is a medical savings account. You will earn $0.50 on
every $1 you set aside to a maximum Niagara Match of
$250 individual / $500 family.
An FSA, also known as a flex plan or reimbursement account, is an employer-sponsored benefit that allows you to pay for eligible expenses on a pre‐tax basis.
We offer you 3 dental plans: the DHMO, PPO Low & PPO High.
Plan pays 100% after copay copay varies by procedure
Plan pays 80%
Plan pays 80%
We are offering you 2 vision plans: the VSP Low & VSP High.
Eye Exam Cost:
$125 annual allowance
Eye Exam Cost:
$150 annual allowance
These plans are designed to give you and your family additional benefits beyond your standard medical, dental, and vision plans. Niagara pays for some of these benefits, while others are voluntary additional programs you may wish to purchase to enhance your benefits package.
The Niagara Water Retirement Plan through Fidelity Investments helps you save for a secure and well-funded future through pre-tax or after-tax (Roth) contributions and a company match.
IRS Pre-Tax/Roth Contribution Limit:
IRS Catch-up Contribution Limit:
Niagara 401(k) Matching Contribution:
$0.33 on every $1 up to 6% of your gross compensation
Benefits that go beyond basic and voluntary coverages. These are programs that offer you and your family even more flexibility and added perks on top of what you enroll in above.
✓ Discount Programs
✓ Critical Illness Plan
✓ Commuter Benefits
✓ Magellan EAP
✓ Accident Plan
✓ LegalShield & Identity Theft
✓ LA Fitness
Whether you already have a family, or are just starting out, these benefits have
family in mind.
Get access to great programs like Progyny, Tuition and Pet discounts, and more.
Team Members and participating Spouse/Domestic Partners covered by a Niagara medical
plan as of 1/1/2021 may voluntarily participate in the Hydrate Your Health Program.
For Team Members, your participation helps you avoid paying the Wellness Surcharge, an additional medical premium beginning in May 2021. The surcharge is $40 per paycheck for team members. There will not be a surcharge for spouses in 2021, but spouses are encouraged to participate.
NIAGARA WATER permits INSURERS to offer Team Members of NIAGARA WATER certain voluntary insurance programs. Whether you choose to enroll in any of these programs is completely optional and voluntary. NIAGARA WATER does not make a contribution towards the cost of these programs and Team Members pay the full cost of premiums on an after-tax basis. NIAGARA WATER does not sponsor, maintain, endorse, recommend, or promote these voluntary programs. NIAGARA WATER'S involvement regarding these voluntary insurance programs is strictly limited to allowing the insurer access to Team Members to publicize these programs and NIAGARA WATER may perform certain ministerial functions such as payroll deduction and forwarding Team Member premium payments to the insurer. NIAGARA WATER does not receive any consideration in the form of cash or otherwise in connection with the program, other than reasonable compensation, excluding any profit, for administrative services actually rendered in connection with payroll deductions. Accordingly, these voluntary insurance programs are not subject to ERISA and related regulations. All questions or claims regarding these programs should be directed to the insurer.
In the event of any conflict between the content contained herein and
the Summary Plan Description (SPD),
the provisions of the Summary Plan Description (SPD) shall prevail.
© Piper Jordan, LLC. All rights reserved.
Select the plans you are interested in enrolling in to view your monthly or annual per-pay-period deductions.